insurance
Longman Dictionary of Contemporary English 5++LDOCE 5++in·sur·ance /ɪnˈʃʊərəns $ -ˈʃʊr-/ ●●● S2 W2 noun 1 [uncountable]BFI an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged 保险 → assurance, third party insurance Your father took out insurance to cover the mortgage. 你父亲购买了抵押借款保险。health/car/travel etc insurance 健康/汽车/旅游等保险insurance against insurance against loss of income due to unemployment 失业造成的收入损失保险insurance on/for Do you have insurance on your house and its contents? 你买住房和家庭财产险了吗？claim (for) something on your insurance (=get an insurance company to pay for something) 向保险公司索赔某物 We can probably claim the damage on our insurance. 我们也许可以向保险公司索赔损失。 → life insurance2 [uncountable]BFI the business of providing insurance 保险业 My brother works in insurance. 我的兄弟从事保险业。insurance company/group etc the insurance industry 保险业3 [uncountable]BFI British English the money that you pay regularly to an insurance company 保险费 SYN insurance premiuminsurance on How much is the insurance on your car? 你车子的保险费是多少？4 [singular, uncountable]PROTECT protection against something bad happening 保障；预防措施insurance against An extra lock on the door is an added insurance against burglars. 门上再加一把锁是额外的防盗保障。 → National Insurancen COLLOCATIONSADJECTIVES/NOUN + insurancehealth/medical insuranceNone of her family have private health insurance.travel insuranceMost banks are also able to arrange travel insurance.car/motor insuranceHe was fined for driving without motor insurance.house/home insuranceThe damage may be covered by your house insurance.life insuranceSurprisingly few families have adequate life insurance.accident insuranceYou also get free travel accident insurance if you pay for your tickets with a credit card.comprehensive insurance (=car insurance that pays for damage whether it is caused by you or by someone else)The cost of comprehensive insurance is likely to drop.third-party insurance (=insurance that pays money to someone who is hurt or whose property is damaged by something you have done)You are legally obliged to take out third-party insurance.insurance + NOUNan insurance policy (=an insurance agreement)This insurance policy represents excellent value for money.an insurance claimShe filed an insurance claim for the missing jewellery.an insurance companyRachel works for an insurance company.an insurance broker (=a company or person that arranges and sells insurance to people)Bellingham practised as an insurance broker.an insurance schemeThe costs involved in private medical insurance schemes have risen steeply.an insurance premium (=money that you pay regularly to an insurance company)Your insurance premium is payable when you make your holiday booking.an insurance paymentHe'd fallen behind with his insurance payments.an insurance certificate/a certificate of insuranceThe courts recognize the insurance certificate as evidence of being insured.insurance coverThe scheme provides full insurance cover for pre-existing medical conditions.insurance fraudInsurance fraud costs the industry millions of pounds each year.an insurance salesmanHe offered me a post as a life insurance salesman.the insurance industryThe insurance industry is very competitive.verbshave insurance (=have an insurance policy)Do you have insurance on your yacht?be covered by insurance (=be included in an insurance policy)Flood damage isn't covered by the insurance.take out insurance (=buy an insurance policy)We decided to take out insurance on the house and its contents.get insurance informal:I'm thinking of getting house insurance.buy insuranceYou can buy insurance against risks of all kinds.claim something on your insurance (=get an insurance company to pay for something)He claimed the money back on his travel insurance.arrange insuranceA finance company will be able to arrange insurance for you.sell insuranceThe company sells insurance alongside its electrical products.insurance covers somethingThe insurance covered the cost of rebuilding the house after the fire.insurance pays for somethingHis insurance paid for the damage to the car.
Examples from the Corpus
insurance• Many Americans cannot afford health insurance.claim (for) something on your insurance• And they can't be claimed back on your insurance if it's a false alarm.insurance company/group etc• The sale, which was expected, brings to a close a chapter that began when Xerox bought insurance company Crum.• A few of the drugs are experimental and not covered by insurance companies.• Mrs. Healey, comprehensively insured, would have had her legal expenses met by her insurance company.• The insurance is normally placed with a well known national insurance company or a company approved by the landlord.• Implausible though it may seem, insurance companies also provide a social service.• I reckon even the insurance company will accept this one as a write-off.• The insurance companies hid behind my old coats and baggy pants and my boots with the run-over heels.• In the late 1950s, Wilshire boomed again, this time with insurance companies and banks.From Longman Business Dictionaryinsurancein‧sur‧ance /ɪnˈʃʊərəns-ˈʃʊr-/ noun1[countable, uncountable]INSURANCE an arrangement in which a company collects PREMIUMs (=regular payments) from a person or organization and in return agrees to pay them a sum of money if they are involved in an accident, have something stolen, or cause harm or injury to others. The four main classes of insurance are ACCIDENT, LIFE, FIRE, and MARINE INSURANCEInsurance is the only major financial service regulated by states, rather than the federal government.insurance againstInsurance against stealing by employees is a multi-billion dollar expense.The insurance covers you against injury to visitors while on your property.The company has taken out insurance to indemnify its directors against liability when acting for the Group.Can you claim on your household insurance if your bike is stolen?When you want to insure something or take outinsurance (=arrange to have it), you contact an insurance company or an insurance broker who can sell you an insurance policy. If you are covered (=insured) against injury, theft, damage, etc. you can make a claim (=ask for payment from the insurance company) if something bad happens. A claimant is someone who does this. An adjuster or loss adjuster is the person whose job is to assess the value of loss or damage when someone has claimed on their insurance policy.2[uncountable]INSURANCE the money paid regularly to an insurance companySYN INSURANCE PREMIUMWe have paid home insurance for the last 25 years and have never made a claim.3insurances [plural]FINANCE shares in insurance companiesMining stocks advanced and insurances also did well.in·sur·ance noun →n COLLOCATIONS1LDOCE OnlineChineseSyllable
company with Business a Corpus in an which arrangement
insurance
in‧sur‧ance S2 W2 /ɪnˈʃʊərəns $ -ˈʃʊr-/
noun
1. [uncountable] an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged ⇨ assurance, third party insurance:
Your father took out insurance to cover the mortgage.
health/car/travel etc insurance
insurance against
insurance against loss of income due to unemployment
insurance on/for
Do you have insurance on your house and its contents?
claim (for) something on your insurance (=get an insurance company to pay for something)
We can probably claim the damage on our insurance. ⇨ life insurance
2. [uncountable] the business of providing insurance:
My brother works in insurance.
insurance company/group etc
the insurance industry
3. [uncountable] British English the money that you pay regularly to an insurance company
SYN insurance premium
insurance on
How much is the insurance on your car?
4. [singular, uncountable] protection against something bad happening
insurance against
An extra lock on the door is an added insurance against burglars.
⇨ National Insurance
■ ADJECTIVES/NOUN + insurance
▪health/medical insurance None of her family have private health insurance.
▪travel insurance Most banks are also able to arrange travel insurance.
▪car/motor insurance He was fined for driving without motor insurance.
▪house/home insurance The damage may be covered by your house insurance.
▪life insurance Surprisingly few families have adequate life insurance.
▪accident insurance You also get free travel accident insurance if you pay for your tickets with a credit card.
▪comprehensive insurance (=car insurance that pays for damage whether it is caused by you or by someone else) The cost of comprehensive insurance is likely to drop.
▪third-party insurance (=insurance that pays money to someone who is hurt or whose property is damaged by something you have done) You are legally obliged to take out third-party insurance.
■ insurance + NOUN
▪an insurance policy (=an insurance agreement) This insurance policy represents excellent value for money.
▪an insurance claim She filed an insurance claim for the missing jewellery.
▪an insurance company Rachel works for an insurance company.
▪an insurance broker (=a company or person that arranges and sells insurance to people) Bellingham practised as an insurance broker.
▪an insurance scheme The costs involved in private medical insurance schemes have risen steeply.
▪an insurance premium (=money that you pay regularly to an insurance company) Your insurance premium is payable when you make your holiday booking.
▪an insurance payment He'd fallen behind with his insurance payments.
▪an insurance certificate/a certificate of insurance The courts recognize the insurance certificate as evidence of being insured.
▪insurance cover The scheme provides full insurance cover for pre-existing medical conditions.
▪insurance fraud Insurance fraud costs the industry millions of pounds each year.
▪an insurance salesman He offered me a post as a life insurance salesman.
▪the insurance industry The insurance industry is very competitive.
■ verbs
▪have insurance (=have an insurance policy) Do you have insurance on your yacht?
▪be covered by insurance (=be included in an insurance policy) Flood damage isn't covered by the insurance.
▪take out insurance (=buy an insurance policy) We decided to take out insurance on the house and its contents.
▪get insurance informal: I'm thinking of getting house insurance.
▪buy insurance You can buy insurance against risks of all kinds.
▪claim something on your insurance (=get an insurance company to pay for something) He claimed the money back on his travel insurance.
▪arrange insurance A finance company will be able to arrange insurance for you.
▪sell insurance The company sells insurance alongside its electrical products.
▪insurance covers something The insurance covered the cost of rebuilding the house after the fire.
▪insurance pays for something His insurance paid for the damage to the car.
in‧sur‧ance S2 W2 /ɪnˈʃʊərəns $ -ˈʃʊr-/
noun1. [uncountable] an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged ⇨ assurance, third party insurance:
health/car/travel etc insurance
insurance against
insurance on/for
claim (for) something on your insurance (=get an insurance company to pay for something)
2. [uncountable] the business of providing insurance:
insurance company/group etc
3. [uncountable] British English the money that you pay regularly to an insurance company
SYN insurance premium
insurance on
4. [singular, uncountable] protection against something bad happening
insurance against
⇨ National Insurance
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