loan
Longman Dictionary of Contemporary English 5++LDOCE 5++loan1 /ləʊn $ loʊn/ ●●● S2 W2 noun 1 [countable]BORROW an amount of money that you borrow from a bank etc 〔银行等的〕贷款loan of a loan of £60,000 6万英镑的贷款 I had to take out a loan to buy my car. 我只得贷款买车。 It’ll be years before we’ve paid off the loan. 我们要过好几年才能还清贷款。2 [singular]LEND when you lend something to someone 借出loan of Thanks for the loan of your camera. 谢谢你借相机给我。3 on loan (from somebody/something) BORROWif something or someone is on loan, they have been borrowed （从某人处/某处）借出（的） The book I wanted was out on loan. 我要的书借出去了。 paintings on loan from the Louvre 从卢浮宫借来的画 Cantona initially went on loan to Leeds United. 坎通纳最初是借给利兹联队的。 COLLOCATIONSverbstake out a loan (=borrow money) 借款，贷款Most home buyers take out a loan. 购房者大多贷款。repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time) 偿还贷款You can repay the loan early without a penalty. 提前还贷不会被处罚金。give somebody a loan 给某人放贷I hoped to persuade my bank manager to give us a loan. 我希望能说服银行经理给我们放贷。make a loan (=give someone a loan) 放贷Banks are cautious about making new loans. 银行对发放新贷很谨慎。ask for/apply for a loan 申请贷款nHe asked his father for a loan.get a loan 获得贷款nShe got a loan from the bank.secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time) （以某物作担保）获得贷款nThe loan was secured on his home.ADJECTIVES/NOUN + loana £20,000/$5,000 etc loan 英镑/5,000美元等贷款The company asked for a £100,000 loan. 公司申请了10万英镑贷款。a bank loan (=money lent by a bank) 银行贷款What is the interest you will pay on a bank loan? 你的银行贷款要付多少利息？a home/car loan (=a loan to buy a home or a car) 住房/汽车贷款nThey took out a thirty-year home loan.a personal loan (=money lent to a person, rather than a company) 个人贷款nIf you want money for a specific purchase, you can get a personal loan.a business loan (=money lent to a business) 企业贷款nThe bank offers a range of business loans to meet the needs of small businesses.a student loan (=money lent to a student to pay for university) 学生贷款nMany college graduates are paying off huge student loans.a long-term/short-term loan (=to be paid back after a long/short time) 长期/短期贷款nI intended the money as a short-term loan.an interest-free loan (=on which you pay no interest) 免息贷款nThey offer an interest-free loan for two years.a low-interest loan 低息贷款na low-interest loan to the country from the International Development Associationloan + NOUNa loan repayment 贷款偿还nyour monthly loan repaymentsa loan agreement (=that says how much the loan will be, how much you will pay back each month etc) 贷款协议nRead the terms of your loan agreement carefully.n THESAURUSloan noun [countable] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of timeWe took out a loan to buy a new car.He is paying back a $50,000 loan.mortgage noun [countable] a large amount of money that someone borrows from a bank or company to buy a houseNick told me the mortgage on his apartment is worth about $90,000.Anyone taking out a mortgage should be aware that interest rates can go up at any time.It took my parents nearly thirty years to pay off their mortgage.interest noun [uncountable] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rateCredit companies charge huge amounts of interest.What’s the interest on the loan?overdraft noun [countable] British English the amount of money that you owe to bank when you have spent more money than you had in your accountI left university with no job and a big overdraft. 20% of the bank’s customers regularly use their overdraft facility.You have to pay a fee for unauthorized overdrafts.debt noun [countable, uncountable] an amount of money that a person or organization owesThe company now has debts of almost £2 million.A lot of the money went towards paying his debts.The family were $100,000 in debt (=they owed $100,000).credit noun [uncountable] an arrangement with a shop or bank that allows you to buy something and pay for it laterWe bought the furniture on credit.He had a credit limit of £7,000.
Examples from the Corpus
loan• If you need more money, we can arrange a loan.• The funds could be provided by you as a shareholder either as a loan or as further share capital.• The bank offered him a loan of £15,000 to set up a business.• We took out a loan to buy a new car.• She survived by taking out a bank loan and working extra hours.• Men tend to use bank credit cards, bank loans or overdrafts more than women do.• Cox specialized in assisting borrowers who didn't qualify for bank loans.• a long-term bank loan• We have a full range of business loans to suit your needs.• Last month Ivory Coast for the first time missed several key payments on foreign loans.• He received hundreds of dollars in loans from the financial institutions.• The organization asked for a $2 million loan to plant new trees in the rainforest.• attempts to increase the safety of loans to foreign countries• The charge on loans to depository institutions by the Federal Reserve Banks.• Take out a Midland personal loan now and pay the money back in easy stages.• The same loan from First Active Financial would have set you back £4,088.92.• Failure to repay a student loan can ruin that person's credit rating.• I can't afford to buy a new sofa until I pay off this loan.• He says he actually was referring to loans that surpass the equity of the homes, not home-equity loans in general.• Mexico repaid its US loans through a successful program of economic reform.loan of• a loan of $175,000• The committee asked at least 20 companies for the loan of a private jet.loan2 ●●○ verb [transitive] 1 American EnglishLEND to lend someone something, especially money 借给〔尤指钱〕loan somebody something Can you loan me $5? 你能借我5美元吗？ Jeff’s loaned us his car for the weekend. 杰夫已经把车借给我们在周末使用。2 (also loan out British English)LEND to lend something valuable to someone 把〔贵重物品〕出借给〔某人〕 The National Library has loaned several manuscripts. 国家图书馆借出了几件手稿。loan something to somebody/something Two of the steam trains have been loaned to other railways. 其中两列蒸汽火车借给别的铁路公司了。→ See Verb tableExamples from the Corpus
loan• Payments received in excess of the amount loaned are the property of the borrower.• About one hundred sculptures and constructions, the majority loaned by the Fundacio Joan Miró and shown with related drawings and sketches.• And how generous was the young count, to loan his auto to Papa for our family needs.• The family loaned their collection of paintings for the exhibition.• City cops looked the other way, and the Cal State Angels loaned us hardware.loan somebody something• Can you loan me $5?• Jeff loaned us his car for the weekend.From Longman Business Dictionaryloanloan1 /ləʊnloʊn/ noun [countable]FINANCE1money borrowed from a bank, financial institution, person etc on which interest is usually paid to the lender until the loan is repaidThe couple took out and repaid several loans (=obtained them and paid them back) to build up their business.The bank recently made a loan to the company for a new warehouse.Citibank will provide loans of $50,000 to $250,000 to small contractors.More than 40 financial institutions have extended loans (=given loans) to the real estate firm.A loan is a form of debt. A borrower receives money from a lender which they pay back in instalments British English /installments American English (=a series of regular payments that are made until all of the loan has been paid back). Loans are provided by financial institutions, such as banks, who charge interest. The interest rate (=percentage rate used for calculating interest over a particular period of time, usually one year) usually depends on the type of loan. You usually pay a lower rate of interest on a secured loan than on an unsecured loan. An example of a secured loan is a mortgage (=a loan to buy a property). If you do not make your regular payments on a mortgage, the lender normally has the right to take the property and sell it in order to get back their money. Examples of an unsecured loan include an overdraft British English (=an arrangement between a bank and a customer allowing them to take out more money from their current account than they have in it), a personal loan, and money owed on a credit card.2service a loan a)to make repayments on a loanWith rising sales, he saw no problem servicing the loans. b)to collect repayments on a loan for another organizationMany lenders continue to service loans they have sold into the secondary market.3refinance a loan to replace an old loan with a new oneHomeowners rushed to refinance and prepay their loans at lower interest rates. → amortizing loan → back-to-back loan → bad loan → balloon loan → bank loan → bridge loan → bullet loan → call loan → commercial loan → consumer loan → corporate loan → credit-card loan → debt consolidation loan → delinquent loan → discount loan → foreign loan → home equity loan → home loan → interest-free loan → irrecoverable loan → long-term loan → medium-term loan → non-performing loan → nonrecourse loan → overnight loan → parallel loan → performing loan → personal loan → property loan → rollover loan → secured loan → short-term loan → soft loan → syndicated loan → term loan → underlying loan → unsecured loanloanloan2 verb [transitive]FINANCE especially American English to lend someone something, especially moneyloan somebody something/loan something to somebodyThe IMF has already loaned the country $11 billion.→ See Verb tableOrigin loan1 (1100-1200) Old Norse lanloan1 noun →COLLOCATIONS1 →n THESAURUS1loan2 verbLDOCE OnlineChinese
money borrow Corpus that Business from a an of you amount
loan
loan1 S2 W2 /ləʊn $ loʊn/ 
noun
loan of
a loan of £60,000
I had to take out a loan to buy my car.
It’ll be years before we’ve paid off the loan.
2. [singular] when you lend something to someone
loan of
Thanks for the loan of your camera.
3. on loan (from somebody/something) if something or someone is on loan, they have been borrowed:
The book I wanted was out on loan.
paintings on loan from the Louvre
Cantona initially went on loan to Leeds United.
■ verbs
▪take out a loan (=borrow money) Most home buyers take out a loan.
▪repay/pay off/pay back a loan (=give back the money you borrowed, usually over a period of time) You can repay the loan early without a penalty.
▪give somebody a loan I hoped to persuade my bank manager to give us a loan.
▪make a loan (=give someone a loan) Banks are cautious about making new loans.
▪ask for/apply for a loan He asked his father for a loan.
▪get a loan She got a loan from the bank.
▪secure a loan (on something) (=agree to give the lender something if you do not pay back the loan on time) The loan was secured on his home.
■ ADJECTIVES/NOUN + loan
▪a £20,000/$5,000 etc loan The company asked for a £100,000 loan.
▪a bank loan (=money lent by a bank) What is the interest you will pay on a bank loan?
▪a home/car loan (=a loan to buy a home or a car) They took out a thirty-year home loan.
▪a personal loan (=money lent to a person, rather than a company) If you want money for a specific purchase, you can get a personal loan.
▪a business loan (=money lent to a business) The bank offers a range of business loans to meet the needs of small businesses.
▪a student loan (=money lent to a student to pay for university) Many college graduates are paying off huge student loans.
▪a long-term/short-term loan (=to be paid back after a long/short time) I intended the money as a short-term loan.
▪an interest-free loan (=on which you pay no interest) They offer an interest-free loan for two years.
▪a low-interest loan a low-interest loan to the country from the International Development Association
■ loan + NOUN
▪a loan repayment your monthly loan repayments
▪a loan agreement (=that says how much the loan will be, how much you will pay back each month etc) Read the terms of your loan agreement carefully.
▪ loan noun [countable] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of time: We took out a loan to buy a new car. | He is paying back a $50,000 loan.
▪mortgage noun [countable] a large amount of money that someone borrows from a bank or company to buy a house: Nick told me the mortgage on his apartment is worth about $90,000. | Anyone taking out a mortgage should be aware that interest rates can go up at any time. | It took my parents nearly thirty years to pay off their mortgage.
▪interest noun [uncountable] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rate: Credit companies charge huge amounts of interest. | What’s the interest on the loan?
▪overdraft noun [countable] British English the amount of money that you owe to bank when you have spent more money than you had in your account: I left university with no job and a big overdraft. | 20% of the bank’s customers regularly use their overdraft facility. | You have to pay a fee for unauthorized overdrafts.
▪debt noun [uncountable and countable] an amount of money that a person or organization owes: The company now has debts of almost £2 million. | A lot of the money went towards paying his debts. | The family were $100,000 in debt (=they owed $100,000).
▪credit noun [uncountable] an arrangement with a shop or bank that allows you to buy something and pay for it later: We bought the furniture on credit. | He had a credit limit of £7,000.
loan2 verb [transitive]
1. American English to lend someone something, especially money
loan somebody something
Can you loan me $5?
Jeff’s loaned us his car for the weekend.
2. (also loan out British English) to lend something valuable to someone:
The National Library has loaned several manuscripts.
loan something to somebody/something
Two of the steam trains have been loaned to other railways.
| I |
noun Date: 1100-1200
Language: Old Norse
Origin: lan
1. [countable] an amount of money that you borrow from a bank etcLanguage: Old Norse
Origin: lan
loan of
2. [singular] when you lend something to someone
loan of
3. on loan (from somebody/something) if something or someone is on loan, they have been borrowed:
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| II |
verb [transitive]1. American English to lend someone something, especially money
loan somebody something
2. (also loan out British English) to lend something valuable to someone:
loan something to somebody/something
Income 收入
earn money/cash/( a fortune挣钱；挣一大笔钱 make money/a fortune/( a killing on the stock market在股市上赚钱／赚一大笔钱／发大财 acquire/inherit/amass wealth/a fortune获得／继承／积累财富／一大笔钱 build up funds/savings积累资金／存款 get/receive/leave (sb) an inheritance/a legacy得到／（给某人）留下遗产 live on a low wage/a fixed income/a pension靠低微的工资／固定收入／养老金过活 get/receive/draw/collect a pension领取养老金 depend/be dependent on ( benefits/BrE ( welfare/social securityNAmE 靠福利金／社会保障金过活
Expenditure 开支；支出
spend money/your savings/( a fortune on…把钱／存款／一大笔钱花在…上 invest/put your savings in…投资／把储蓄金用于… throw away/waste/ ( shell out money on…把钱浪费／花费巨资在…上 lose your money/inheritance/pension失去钱财／遗产／养老金 use up/ ( wipe out all your savings把储蓄用光 pay (in) cash用现金支付 use/pay by a credit/debit card用信用卡／借记卡支付 pay by/make out a/write sb a/accept a ( cheque/BrE ( check用支票支付；开支票；给某人开支票；接受支票 change/exchange money/currency/( traveller's cheques/BrE ( traveler's checks兑换钱／货币／旅行支票 give/pay/leave (sb) a deposit预付（某人）订金
Banks 银行
have/hold/open/close/freeze a bank account/an account持有／开立／注销／冻结银行账户 credit/debit/pay sth into/take money out of your account记入账户的贷方／借方；把钱存入账户／从账户中取出 deposit money/funds in your account往账户里存钱／存入资金 withdraw money/cash/£30 from an ATM, etc.从自动提款机等取钱／现金／30 英镑 ( make a deposit/withdrawal存款；取款 find/go to/use ( an ATM/especially
NAmE ( a cash machine/dispenserBrE 找到／去／使用自动提款机 be in credit/in debit/in the black/in the red/overdrawn账面有钱／亏空；有盈余；透支
Personal finance 个人理财
manage/handle/plan/run/ ( especially
BrE sort out your finances管理／处理／计划／经营管理／整顿财务问题 plan/manage/work out/stick to a budget计划／管理／制订／严格执行预算 offer/extend credit (to sb)（给某人）提供贷款 arrange/take out a loan/an overdraft商定／获得贷款／透支额 pay back/repay money/a loan/a debt偿还钱／贷款／债务 pay for sth in ( instalments/especially
BrE ( installmentsNAmE usually
以分期付款方式购买某物
Financial difficulties 财务困难
get into debt/financial difficulties陷入债务／财务困难 be short of/ ( be strapped for cash缺钱 run out of/owe money钱用光了；欠钱 face/get/ ( be landed with a bill for £…面对／收到一张…英镑的账单 can't afford the cost of…/payments/rent承担不起…的费用／款项／房租 fall behind with/ ( especially
NAmE fall behind on the mortgage/repayments/rent拖欠按揭贷款／分期偿还款项／房租 incur/run up/accumulate debts带来／积欠／累积债务 tackle/reduce/settle your debts处理／减少／付清债务
especially
especially